We employ an experienced team of Chartered Accountants and Chartered Business Valuators to conduct underwriting.
Initial Applicant Screening
KV Capital enters into introductory discussions with borrowers, and prescreens summary information on prospective deals to evaluate the merits against our established lending criteria and develop a holistic picture of the project and proposed financing.
In depth project review
We complete a full review of all information relevant to the particular deal.
Included in our analysis are:
In depth security review
All lending by KV Capital is secured through a mortgage registered on Real Estate. To determine the value inherent in the property pledged as security, we:
The project specific and macro level risks associated with each deal are assessed individually, and in aggregate to develop an accurate profile of the opportunity.
We develop customized lending terms unique for each deal to ensure that the project risks are appropriately mitigaged and investors are provided a fair return.
All deals are reviewed, and recommend for approval by KV Capital’s President before opening an opportunity to investors.
For unique or complex deals, a second review and approval from KV Capital’s Investment Committee is completed.