Contact Us › Suite 108 - 2627 Ellwood Drive SW, Edmonton, AB T6X 0P7  •  Phone: (780) 433-1222  •  Fax: 1 (866) 229-1295  •  Email: info@kvcapital.ca

Lending Programs

Commercial

Commercial - Multi-family, Retail, Office and Industrial


  • Maximum LTV: 75%
  • Position: First and Second mortgages
  • Term: 6 month, 12 month, 24 month
  • Amortization: Interest only
  • Mortgage Rate: Deal specific, rates start at 9.00%
  • Minimum mortgage: $400,000
  • Property Location: All municipalities within Alberta with a minimum population of 5,000 will be considered, LTV may be reduced for smaller municipalities
  • Minimum Beacon: No minimum beacon
  • Guarantees Required: Corporate plus Personal Guarantees
  • Commitment Fee: 10 bps 
  • Lender Fee: Starting at 2.00%
  • Broker Fee: TBD by broker

Construction

Construction Financing


  • Maximum LTV: 80% of cost to complete
  • Position: First and Second mortgages
  • Term: 6 month, 12 month, 24 month
  • Amortization: Interest only
  • Mortgage Rate: Deal specific, rates start at 9.50%
  • Minimum mortgage: $400,000
  • Draw Schedule: Flexible
  • Property Location: All municipalities within Alberta with a minimum population of 5,000 will be considered, LTV may be reduced for smaller municipalities
  • Minimum Beacon: No minimum beacon
  • Guarantees Required: Corporate plus Personal Guarantees
  • Note: New Home Warranty coverage required
  • Commitment Fee: Starting at 10 bps 
  • Lender Fee: Starting at 2.00%
  • Broker Fee: TBD by broker

Residential

Residential Properties


  • Maximum LTV: 75%
  • Position: First and Second mortgages
  • Term: 6 month, 12 month, 24 month
  • Amortization: Interest only
  • Mortgage Rate: Deal specific, rates start at 9.00%
  • Minimum mortgage: $400,000
  • Property Location: All municipalities within Alberta with a minimum population of 5,000 will be considered, LTV may be reduced for smaller municipalities
  • Minimum Beacon: No minimum beacon
  • Commitment Fee: Starting at 10 bps 
  • Lender Fee: Starting at 2.00%

Land Purchase

Land Purchase


  • Maximum LTV: 65%
  • Position: First and Second mortgages
  • Term: 6 month, 12 month, 24 month
  • Amortization: Interest only
  • Mortgage Rate: Deal specific, rates start at 10.00%
  • Minimum mortgage: $400,000
  • Property Location: Major municipalities within Alberta, smaller municipalities may be considered with reduced LTV
  • Zoning: Residential, Commercial, Industrial
  • Guarantees Required: Corporate plus Personal Guarantees
  • Minimum Beacon: No minimum beacon
  • Commitment Fee: Starting at 10 bps 
  • Lender Fee: Starting at 2.50%
  • Broker Fee: TBD by broker

Land Development

Land Development


  • Maximum LTV: 100% of servicing costs
  • Position: First and Second mortgages
  • Term: 6 month, 12 month, 24 month
  • Amortization: Interest only
  • Mortgage Rate: Deal specific, rates start at 11.00%
  • Minimum mortgage: $400,000
  • Draw Schedule: Flexible
  • Property Location: Major municipalities within Alberta
  • Zoning: Residential, Commercial, Industrial
  • Guarantees Required: Corporate plus Personal Guarantees
  • Minimum Beacon: No minimum beacon
  • Commitment Fee: Starting at 10 bps 
  • Lender Fee: Starting at 2.50%
  • Broker Fee: TBD by broker

Our lending spectrum speaks for itself. It’s time to contact KV Capital for your borrowing needs!

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