Think a mortgage from the bank is the only way to finance your loan? Think again. We're among Canada’s largest non-bank mortgage lenders specializing in short-term mortgages.Apply Now
Making mortgages easy
Let’s make this as easy as possible. When you work with us, you can expect expertise in funding residential and commercial construction, development projects, land financing, and other real estate for borrowers who want to invest.
The KV difference
We specialize in residential, and commercial construction, and development financing
We offer hotel financing
Construction and development financing can be very difficult to source
Hotel financing can be very difficult to secure
Many eastern Canadian lenders have less experience in the western Canadian market
Acquisition and Inventory Financing
Up to 75% loan to value
First and second mortgages
Up to 70% loan to value
Residential Construction (Builder Program)
Up to 70% loan to value
Residential, commercial, industrial, mixed-use
Our rates start at 9% and, with lender fees as low as 2%.
Asset-based lending is rarely allowed by traditional lenders. But we're not a traditional lender.
We have a team of experts who simply can’t wait to help you develop the financing solution that’s just right for you.
We recognize that funding is just the beginning. That’s why we'll respond to you as quickly as possible—guaranteed within 24 hours.
By the numbers
What kind of properties does Private Mortgages finance?
We finance an array of properties, including multi-family, retail, commercial, industrial, office, hotel/motel, and land servicing.
What type of financing do you do?
What kind of financing DON’T we do? We can help with any value-add situation: acquisition, renovation, stabilization, inventory, ground up construction, and even land servicing. If you need a loan for a special project or property, we can structure a custom solution to meet your needs.
What makes KV Capital different from a bank?
KV Capital can take risks that a bank normally wouldn't. That’s because we tailor every deal to your specific circumstances. For example, let's say that you would like a lower presale or pre-leasing requirement, or would like extra leverage that a bank won't give you. If you have one acquisition closing and don't have all the equity sourced yet, we can likely help.
How do I start?
Simple. Contact one of our professionals and we’ll get the process started. We will structure a deal that's right for you and your unique situation.
KV Mortgage Fund Board of Directors