Private Mortgages
Think a mortgage from the bank is the only way to finance your loan? Think again. We're among Canada’s largest non-bank mortgage lenders specializing in short-term mortgages.
Apply NowMaking mortgages easy
Let’s make this as easy as possible. When you work with us, you can expect expertise in funding residential and commercial construction, development projects, land financing, and other real estate for borrowers who want to invest.
The KV difference
Private mortgages
We specialize in residential, and commercial construction, and development financing
We offer hotel financing
Canadian markets
Competitors
Construction and development financing can be very difficult to source
Hotel financing can be very difficult to secure
Many eastern Canadian lenders have less experience in the western Canadian market
KV Capital Presents SookePoint Ocean Cottage Resort
SookePoint is a burgeoning seaside community on the extreme southwest tip of Vancouver Island, British Columbia. Just an hour from downtown Victoria, on a private peninsula 84% surrounded by the Salish Sea, and on the sunset side of an adjoining 3600-acre wilderness park, owners and guests enjoy frequent front row whale-watching, surging surf and abundant marine life.
KV Capital is pleased to provide construction financing for an additional 83 SookePoint Ocean Cottage & Yacht Suites, offered for sale or rent to residents and visitors on Canada’s South Pacific.
We are proud of our team’s flexibility, creativity, and speed of execution in completing this deal, and our role in supporting this exceptional development.
Lending programs
We’re always working to make our product offerings and services just a little bit better. As part of that commitment, KV Capital offers the following services to our private mortgage clients:
Acquisition and Inventory Financing
Up to 75% loan to value
First and second mortgages
Commercial Financing
Up to 70% loan to value
80%
Flexible
Residential Construction (Builder Program)
Up to 70% loan to value
80%
Flexible
Land Acquisition
65%
First mortgage
Residential, commercial, industrial, mixed-use
Our rates start at 9% and, with lender fees as low as 2%.
Asset-based lending is rarely allowed by traditional lenders. But we're not a traditional lender.
We have a team of experts who simply can’t wait to help you develop the financing solution that’s just right for you.
We recognize that funding is just the beginning. That’s why we'll respond to you as quickly as possible—guaranteed within 24 hours.
By the numbers
7.65
%
$
970
M
$
190
M
410
Recently funded projects
KV Capital offers short-term real estate financing solutions, including bridge financing, as well as construction and development financing.
Private Mortgages
Grand Prairie Residential Developer
$
3000000
KV Capital continues to fund a builder's revolving line of credit for homes built in Grande Prairie, AB.
Curtis Power
Private Mortgages
Cielo Waste Solutions
$
12000000
KV Capital provided Cielo Waste Solutions Corp., a TSXV listed company, land acquisition financing for a 60-acre parcel of land that includes 35-acres of graveled yard space and 25-acres of farmland located in Fort Saskatchewan, Alberta.
Curtis Power
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Private Mortgages
Commercial Development Land
$
1650000
KV Capital provided acquisition financing for a 19 acre parcel of commercial development land in Edmonton.
Marc Prefontaine
Private Mortgages
Calgary Residential Developer
$
2500000
KV Capital continues to provide a Calgary single family developer with a builders revolving line of credit for homes built in the greater Calgary area.
Kelly Bagley
Private Mortgages
Kelowna Townhomes
$
9417000
KV Capital funded construction financing for 30 units of a 120 unit townhome project in Kelowna, BC.
Kelly Bagley
Private Mortgages
Edmonton Infill Lot
$
220000
KV Capital funded acquisition financing for an infill lot in West Edmonton.
Mitchell Patrick
Private Mortgages
Edmonton Residential Developer
$
2000000
KV Capital continues to fund an Edmonton developer with a builder's revolving line of credit for homes built in Edmonton.
Curtis Power
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Private Mortgages
Multi-family Development Land
$
2025000
KV Capital funded acquisition financing for a five acre parcel of multifamily development land in Edmonton.
Curtis Power
Private Mortgages
Saskatoon Residential Developer
$
3500000
KV Capital continues to fund a builder's line of credit for homes built in Saskatoon.
Kelly Bagley
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Private Mortgages
Edmonton Townhomes
$
3900000
KV Capital provided first mortgage construction financing for a 22-unit townhomes development, located in the North Edmonton residential neighborhood of Eaux Claire.
Curtis Power
Get answers
What kind of properties does Private Mortgages finance?
We finance an array of properties, including multi-family, retail, commercial, industrial, office, hotel/motel, and land servicing.
What type of financing do you do?
What kind of financing DON’T we do? We can help with any value-add situation: acquisition, renovation, stabilization, inventory, ground up construction, and even land servicing. If you need a loan for a special project or property, we can structure a custom solution to meet your needs.
What makes KV Capital different from a bank?
KV Capital can take risks that a bank normally wouldn't. That’s because we tailor every deal to your specific circumstances. For example, let's say that you would like a lower presale or pre-leasing requirement, or would like extra leverage that a bank won't give you. If you have one acquisition closing and don't have all the equity sourced yet, we can likely help.
How do I start?
Simple. Contact one of our professionals and we’ll get the process started. We will structure a deal that's right for you and your unique situation.
